How to minimize your exposure when employees use their own vehicles Does your commercial business rely on employees using their own vehicles for work? If so, you may have automobile and workers’ compensation loss exposures for which you’re unaware, putting your business’s assets at risk. Whether employee-owned vehicles are used daily or sporadically, your business… Read More
Business risk
Put emergency plans in place during National Preparedness Month
It’s National Preparedness Month: Help clients make emergency plans for home and business September is National Preparedness Month. Sponsored by FEMA (Federal Emergency Management Agency), National Preparedness Month reminds us to take steps to prepare for emergencies in our homes, businesses, schools, and communities – whether natural or manmade disasters. As their insurance agent, you… Read More
How to minimize your client’s risk for drugs in the workplace
Drugs in the workplace: what steps to take to minimize risks The likelihood of drugs in your client’s workplace is increasing. Across the U.S., employee drug use is growing, according to the latest findings by the Quest Diagnostics Testing Index, one of the primary drug screening providers in the nation, released last fall. “Our nationally… Read More
Help your commercial clients hire safe drivers
Provide this checklist to hire safe drivers Most likely your client has what we call in the insurance industry an “incidental fleet exposure,” in that transportation is not their main business, but a peripheral component of their organization. Of course, your insureds know it’s important to hire safe drivers – but in their quest to… Read More
How you can prevent workers’ compensation fraud
Learn ways you can thwart workers’ compensation fraud Due to the prevalence of workers’ compensation fraud across the U.S., companies are responding with a list of best practices to help fight this epidemic. Your commercial clients can apply many of these same tactics to help fight workers’ benefits fraud in their own companies, so share… Read More
How to maximize your restaurant insurance and minimize risks
Take advantage of your restaurant insurance and take steps to mitigate risks As a restaurant owner, you’re well aware of the risks that you face daily. That’s why you have restaurant insurance to help cover those risks, should the worst happen: a kitchen knife slip. A customer slip-and-fall in the bathroom. A broken tooth from… Read More
